Raise capital from thousands of investors
Own a building, a solar park, or a business? We turn it into digital shares that anyone can buy from €1,000. We set up the legal structure, sign up your investors, and pay out their returns, so you can focus on your project.
Why raising money is still hard
Over €15 trillion of European property, businesses, clean energy, and infrastructure sits in ownership structures that are slow and expensive to open up to new investors.
- Too expensive to join
- Minimum investments this high shut out most private investors.
- €50,000+
- Costly to arrange
- The share of the asset’s value that notaries, lawyers, and brokers charge.
- 3–6%
- Hard to sell
- The discount investors expect on assets they can’t easily sell on.
- 15–25%
What you need instead
A simple way to sell shares in your asset to investors across Europe, with less administration and the legal side fully taken care of.
Investors pay the way they like
By card, bank transfer, or in digital euros. You don’t have to arrange anything yourself.
EURCdigital euro- IBANbank transfer
From idea to investors in four steps
We guide you through every step and handle the legal and technical work.
- 1
Step 1: We set up the structure
We create a separate company for your project, write the investment terms, and inform the Dutch financial regulator (AFM).
- 2
Step 2: We create your digital shares
We issue the shares and build your project’s investment page.
- 3
Step 3: Investors sign up
Investors join online, verify their identity in minutes, and invest.
- 4
Step 4: We run it for you
Returns are paid out automatically, and investors can sell their shares to each other.
The old way vs. Mint
| Aspect | Traditional funding | With Mint |
|---|---|---|
| Minimum investment | €50,000 to €100,000 or more | From €1,000 |
| Selling a share | Money locked in for 5 to 10 years | Investors can sell to each other |
| Paying out returns | Manual bank transfers | Automatic |
| Signing up investors | Weeks of paperwork and signatures | A few minutes online |
Legally watertight
- Every project, its own company
- Each project sits in a separate company (a special purpose vehicle), apart from Mint. Investors’ money stays with the project, whatever happens to Mint.
- No notary for every sale
- Investors buy and sell their shares online, without a trip to the notary each time.
Choose how your investors earn
Every project is different. Together we choose the structure that fits yours, or combine them, for example rent now and a share of the sale price later.
A share in the value
Investors own part of the asset itself. They earn when it grows in value and is sold, and receive their part of the sale price.
Suits buildings, land, ships, and art.
See what you saveA share in the rent
Investors receive part of the rent or other income the asset earns, paid out to them automatically.
Suits rented homes and offices, and solar parks.
See what you saveDigital bonds
Investors lend you money for a fixed period at an agreed interest rate, and get it back at the end. You keep full ownership.
Suits renovations, new construction, and refinancing.
See what you saveA share in the profit
Investors receive part of your company’s profit or revenue, without becoming owners of the company.
Suits businesses with a steady income.
See what you save
What you save
Four examples, one for each way to raise capital. Each one raises €3,000,000 from your own investors for three years.
Example: a €10,000,000 new-build project borrows €3,000,000 from its own investors through digital bonds, instead of from a mezzanine lender.
- Less interest per year
- 7.5% instead of 13.5%.
- 6%
- Less interest in total
- Over three years, on €3,000,000.
- €540,000
- Of the profit stays with you
- Investors earn interest, not a share of your profit. Mezzanine lenders often ask 15–25%.
- 100%
| Mezzanine lender | With Mint | |
|---|---|---|
| Interest per year | 13.5% | 7.5% |
| Interest in total | €1,215,000 | €675,000 |
| Set-up and running costs | €60,000 | €90,500 |
| Share of your profit | 15–25% (€150,000 or more) | None |
| Total financing costs | €1,425,000 or more | €765,500 |
| You save | €659,500 or more |
Examples based on our own calculation. Your figures depend on your project, the terms you agree with your investors, and how quickly they sign up.
Talk to us about your project
Tell us about your asset, and we’ll show you what raising capital with Mint could look like.